See how much you could unlock to buy before you sell.

Bridge loans generally require substantial equity in your current home. The exact amount depends on loan-to-value guidelines, property value, and overall financial profile. A strong equity position is one of the most important factors in approval.

Bridge loan qualification is primarily based on equity and overall financial strength. Many programs rely on stated income and verified assets rather than traditional full income documentation. The focus is on ensuring the transition period is financially manageable and supported by sufficient equity.

Bridge loan approvals can move quickly because they are primarily equity-driven rather than income-driven. In many cases, approvals can be issued in less than 24 hours once required documentation and property review are complete. Timing depends on transaction complexity and responsiveness.

Your existing mortgage is reviewed as part of the overall equity calculation. Approval is primarily based on available equity and financial strength, but current loan balances and payment obligations are factored into the structure of the bridge loan.

Yes. Buyers can receive a bridge loan pre-approval based on equity, credit profile, and asset review. Pre-approval helps clarify purchasing power and allows buyers to structure stronger, more confident offers before listing their current home.

The cost of a bridge loan depends on the loan amount, term length, and borrower profile. Costs typically include interest during the transition period and closing expenses.

That is common and it often helps. Tell us about each property you own and we will work out which equity we can use and how it changes the figure. The qualifier asks about one home to keep it quick, so bring the rest to the call.

There are usually other routes. A different purchase price, a larger deposit from another source, or a different structure altogether. A call with a bridge loan expert is normally enough to find the one that fits, and if we are not the right people for it we will point you to who is.

A flat 2 percent of the loan amount. That is a cap rather than a starting point, and it is charged on what you borrow, not on what the house sells for. If you are being quoted more than 2 percent for a bridge loan, call us before you sign anything.

You can come to us directly. We are the lender, so there is no broker in the middle and no extra layer of fees. Brokers are welcome to bring us files too, and we do not touch their client relationship when they do.