Silicon Valley and Peninsula bridge loans.

The towns listed above are where we work most often, not a limit, and they run from Hillsborough and San Mateo down through Palo Alto and Los Gatos. If yours is not listed, ask.

Typically 65 to 70 percent measured across both properties, less what you still owe. Here it is usually about releasing liquidity rather than raising what you can pay. The buying power qualifier works it out in about ninety seconds and asks for no contact details until after you have seen the number.

That is the point of the loan here. A lot of wealth in this market sits in equity and holdings people do not want to sell, whether for tax reasons or timing, and selling investments to fund a house can be the most expensive way to buy one. A bridge loan against your current property releases what is needed without touching anything else.

You move once, and your agent gets an empty house to prepare, stage and photograph properly instead of selling it around you while you are still living in it. That usually shows up in the sale price.

Yes. A relocation is one of the clearest cases for buying first, because the start date rarely waits for a sale to close. We lend on the equity in the home you are leaving, wherever in California it is.

Qualification is primarily based on equity and overall financial strength. Many programs rely on stated income and verified assets rather than traditional full income documentation.

Rarely. The question in Silicon Valley is almost never whether someone can afford the house. It is how to get to the closing table without selling something they would rather keep.