East Bay bridge loans.
Move-up buyers, rightsizers and downsizers across the 680 corridor.
Move-up buyers, rightsizers and downsizers across the 680 corridor.
Do you lend in the East Bay?
Yes. The East Bay is mostly move-up and rightsizing transactions, where the timing between buying and selling is the whole problem.
Buying first means one move instead of two, which matters more when there are children or decades of belongings involved.
These are family moves. Bigger house, better school, closer to work, or the opposite at the other end of life. In every version the old home has to sell and the new one will not wait.
Buying first means one move instead of two, which matters more when there are children or decades of belongings involved.
The East Bay also has genuinely affluent and competitive pockets, where a contingent offer is just as costly as it is across the bridge. Almost every transaction here is about sequencing rather than affordability.
Lafayette · Orinda · Moraga · Alamo · Danville · Walnut Creek · Pleasanton · Piedmont · Berkeley · Diablo · San Ramon
Not an exhaustive list. If your town is not here, ask.
Some of the recorded transactions from this part of California.
The towns listed above are where we work most often, not a limit, and they run along the 680 corridor from Piedmont out through Walnut Creek, Danville and Pleasanton. If yours is not listed, ask.
Typically 65 to 70 percent measured across both properties, less what you still owe. For a move-up or a rightsize it is usually enough to buy first and sell after. The buying power qualifier works it out in about ninety seconds and asks for no contact details until after you have seen the number.
Yes, and it is the reason most East Bay clients call. Buying first means one move instead of two, which matters a great deal more when there are children or decades of belongings involved.
Both. The East Bay is mostly move-up and rightsizing transactions: a bigger house, a better school, closer to work, or the opposite at the other end of life. In every version the old home has to sell and the new one will not wait, so the problem is sequencing rather than affordability.
The bridge loan remains in place during the approved term. Files are structured conservatively, with realistic pricing and a careful review of the sale plan, precisely so that a slower sale is not a crisis.
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Golden Gate Lending Group Inc. · California DRE #01405277 · NMLS #241012 · Equal Housing Opportunity. Loans are made or arranged pursuant to a California Department of Real Estate license. This site is not a commitment to lend, and all loans are subject to underwriting and property approval.
