Marin County bridge loans.

Buy before you sell in our home county, the market we know street by street.

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Do you lend in Marin County?

Yes, we lend across Marin County, and it is where most of our transactions come from. Our office is in Corte Madera.

Marin is low inventory, fast paced, and long-held equity. That is the exact combination a bridge loan was designed for.

Why you will need a bridge loan in Marin County

Marin is a market where the right house appears rarely and leaves quickly. That combination is what makes a sale contingency so costly here: by the time you have sold, the house you wanted is gone.

It is also a market with substantial equity locked into long-held homes, which is exactly what a bridge loan is designed to release.

Sellers here see multiple offers often enough that a contingency is a genuine reason to choose someone else. Removing it is usually the difference.

Residential property, Mill Valley
Photo: The House

Who we serve in Marin County

Mill Valley · Tiburon · Belvedere · Ross · Kentfield · Greenbrae · San Anselmo · Terra Linda · Larkspur · Corte Madera · Sausalito · San Rafael · Novato · Fairfax · West Marin

Not an exhaustive list. If your town is not here, ask.

Residential property, Meyer Road, San Rafael
Photo: The House

How Our Marin County Bridge Loans Work

FirstBuy FirstClose on the new home using the equity in the one you own. No sale contingency.
ThenMove OnceStraight from the old house into the new one. No rental, no storage unit.
ThenSell on Your TermsList the old home empty and staged. Repay the loan at close of escrow, or refinance the balance into a long-term mortgage.

Do Relationships Matter in Marin County?

Twenty-five years of them Sofia has been lending in this market for more than two decades. The brokerages know her, and so do the agents on the other side of most of our transactions.
The listing agent knows our name Agents tell us the same thing: an offer backed by us gets taken seriously, because they have watched us close. In Marin County that reputation belongs to our borrower as much as to us.
110 reviews, 5.0 stars Most of them written by the agent on the other side of the table, which is the harder audience to please.
Residential property, Mosey Lane, Novato
Photo: The House

People who bought first in Marin County

★★★★★ “This team makes magic happen for buyers. As a Marin County Realtor, having the right lending partner is everything and Golden Gate Lending Group has completely changed the game for my clients.”Allie Fornesi · Google review

What this looked like in Marin County

Some of the recorded transactions from this part of California.

The Marina to Mill ValleyA bigger house before the baby arrivedRead it →Tiburon to LarkspurMoving on without touching the retirement accountsRead it →Pleasanton to SausalitoAn inherited house that was not ready to sellRead it →Novato, San Rafael and GreenbraeBuying the next project with no money downRead it →

See more stories →

Questions from Marin County

Which towns do you cover in Marin County?

The towns listed above are where we work most often, not a limit. Our office is in Corte Madera, and most of our files start in Marin. If your town is not listed, ask.

How much can I borrow against a Marin County home?

Typically 65 to 70 percent measured across both properties, less what you still owe. In Marin that is usually a long-held home doing most of the work. The buying power qualifier works it out in about ninety seconds and asks for no contact details until after you have seen the number.

Why do contingent offers struggle in Marin?

Marin is a market where the right house appears rarely and leaves quickly. Sellers here see multiple offers often enough that a sale contingency is a genuine reason to choose someone else, and by the time you have sold, the house you wanted is gone.

Can I borrow against a Marin home I have owned for decades?

That is the usual file here. Marin combines low inventory with substantial equity locked into long-held homes, which is exactly what a bridge loan is designed to release. Approval is driven by that equity rather than by your income.

Are you actually based in Marin County?

Yes. The office is at 81 Casa Buena Dr, Suite 5, Corte Madera, and Sofia Nadjibi lends here more than anywhere else.

Keep reading

How to buy before you sell: a complete roadmapCan I buy a new home before selling my current one?Rightsizing in retirement: a financial planning guide

Property photography: The House

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Buying in Marin County?

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(415) 706-8465 See your buying power
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Talk to us(415) 706-8465 81 Casa Buena Dr, Suite 5, Corte Madera, CA 94925