We lend where you cannot.
Clients who do not qualify conventionally but are equity rich, or a conventional loan that fell apart mid-escrow. We take the bridge and nothing else.
Clients who do not qualify conventionally but are equity rich, or a conventional loan that fell apart mid-escrow. We take the bridge and nothing else.
Why would a broker send a file to a bridge lender?
We are a direct lender: underwriting, processing, funding and servicing all happen in house, so a yes or a no comes back the same day rather than after a committee. Brokers send us two kinds of file. The equity-rich client who cannot clear conventional underwriting, and the conventional loan that collapsed mid-escrow with the clock running. We write the bridge, it carries no prepayment penalty, and the long-term financing comes back to you.
Direct lender · no prepayment penalty · your client relationship stays yours
That is enough for a first answer. No application fee, and nothing is pulled to get it.
Working with Sofia and her team is always a seamless experience. They're responsive, professional, and know how to get deals done in this competitive market. I trust them with all of my clients who have private lending needs, truly the best in the business.
Sofia is our go-to for bridge loans, and for good reason. Her team operates with efficiency and precision, and her level of industry knowledge is unmatched. She's proactive, responsive, and always a step ahead, which makes our job easier and our clients feel supported.
Sofia and the team at Golden Gate Lending are truly best-in-class. I recently brought Sofia into a transaction after another lender was unable to perform, and she immediately stepped in, assessed the situation, and got the deal back on track. Throughout the process, Sofia was exceptionally communicative, solution-oriented, and proactive. Most importantly, she delivered for my clients and helped ensure a successful closing.
A direct lender. Underwriting, processing, funding and servicing all happen in house, which is why an answer comes back the same day.
No. The loan can be repaid the moment the sale closes or the long-term financing lands.
No. We write the bridge loan and nothing else.
Approvals come back in under 24 hours and closings run in as few as 10 to 14 days. Our underwriter walks the property rather than waiting on an appraisal.
Four simple questions and one straight answer.
Golden Gate Lending Group Inc. · California DRE #01405277 · NMLS #241012 · Equal Housing Opportunity. Loans are made or arranged pursuant to a California Department of Real Estate license. This site is not a commitment to lend, and all loans are subject to underwriting and property approval.
