Photo: Jennifer Rosdail Real Estate Team
Your buyer keeps losing to non-contingent offers, or they have no liquidity and need to compete with cash. Send it over and you will get a straight answer quickly.
How does a bridge loan help my client win an offer?
A bridge loan lets your client buy their next home before selling the one they own, so they can write a non-contingent, cash-equivalent offer and then list their old home empty and staged. We approve in under 24 hours and close in as few as 10 to 14 days, with no appraisal in most cases. We lend on the equity, not the income paperwork, which is why self-employed, retired and between-liquidity-event clients are a strong fit.
Approvals in under 24 hours · closings in as few as 10 to 14 days · no application fee
That is enough for a first answer. No application fee, and nothing is pulled to get it.
This team makes magic happen for buyers. As a Marin County Realtor, having the right lending partner is everything and Golden Gate Lending Group has completely changed the game for my clients. Their luxury bridge loan program allows homeowners to buy before they sell, which is a huge advantage in today's competitive California real estate market. Instead of writing offers contingent on the sale of a current home, my clients can make strong, non-contingent, cash-equivalent offers. It eliminates stress, removes timing pressure, and allows families to move once instead of twice.
My clients were in a tough spot. They wanted a home very badly but were up against all cash buyers. They already had an excellent fully underwritten loan in place with a big down payment. Nevertheless they still were not in a position to compete without assistance. When I asked multiple knowledgeable agents for advice regarding my client's situation, the first word out of their mouths was Sofia. Followed immediately by CALL HER. In around 48 hours, Sofia performed an absolute miracle. She turned our stress into great success. We won. My clients were able to purchase their dream home.
Sofia Nadjibi and her team are fabulous! My clients have had seamless transactions with Golden Gate Lending Group. They offer a great solution when you want to purchase before selling your home. This allows my clients to show their home in its best light and have a better opportunity to get top dollar. Highly recommend.
In most cases no. Our underwriter walks the property instead, which is a large part of why we can close in as few as 10 to 14 days.
No. We do the bridge loan and nothing else. The listing, the sale and the long-term financing stay where they are.
That is one of the most common reasons an agent calls us. We lend against the equity in the property, so self-employed, retired and between-liquidity-event clients who cannot clear conventional underwriting are often straightforward for us.
No. There is no application fee to get an answer.
Four simple questions and one straight answer.
Golden Gate Lending Group Inc. · California DRE #01405277 · NMLS #241012 · Equal Housing Opportunity. Loans are made or arranged pursuant to a California Department of Real Estate license. This site is not a commitment to lend, and all loans are subject to underwriting and property approval.
